Comprehensive Cover for Supported Living Providers
Public liability, care liability, and staff cover.
As demand for community-based care continues to rise, more providers are stepping in to deliver high-quality supported living and assisted living services for adults and children across the UK. Whether you’re delivering support under a local authority contract, leasing properties for vulnerable residents, or preparing for CQC or Ofsted registration, you need insurance that does more than tick a box.
At Qudos Insurance we specialise in insurance for supported living businesses — including start-ups and newly registered providers. We work with care companies, landlords, and commissioning consultants to protect the people, property, and professionals behind every placement.
Supported Living Insurance (Adults 16+)
Supported living for adults is usually regulated by the CQC (Care Quality Commission), especially when personal care is provided. These services are often set up through local authority frameworks and can range from 24/7 on-site care to visiting support workers helping people live independently in the community.
Who Needs It?
- CQC-registered supported living providers
- Community Interest Companies (CICs)
- Outreach teams supporting vulnerable adults
- Businesses placing staff into third-party homes
- Landlords providing accommodation in partnership with care providers
Children’s Supported Living / Assisted Care (Under 16 – Ofsted Regulated)
When supporting young people under 16, your service must comply with Ofsted regulation, including safeguarding protocols, behaviour management, and education integration. The risks — and the scrutiny — are higher, which is why specialist insurance is a must.
Who Needs It?
- Ofsted-registered supported living or care providers
- Start-ups delivering local authority funded placements
- Providers running solo or multi-bed children’s homes
- Staffed accommodation services for vulnerable youth
What It Covers
- Safeguarding & Abuse Cover – Key protection against allegations or incidents
- Employers’ & Public Liability – For staff and visitors
- Professional Indemnity – For care planning, risk assessments, and regulatory reports
- Legal Cover – For employment tribunals or contract disputes
- Property & Contents Insurance – If you run the property or furnish accommodation
- Ofsted Support – We can guide you on what’s needed to pass insurance requirements during inspections
We Also Cover: Landlords Working with Supported Living Providers
If you lease property to a supported or assisted living operator, you still have responsibilities — and insurance needs.
We can provide:
- Property Owner’s Liability
- Buildings Insurance with use class noted
- Loss of Rent Cover
- Unoccupied Property Insurance (while waiting for placement)
We work with landlords across the UK who lease to CQC or Ofsted-regulated providers — and can help make sure your policy reflects your actual risk.
Why Choose Us?
At Qudos Insurance we’re not a call centre. We understand:
- The difference between CQC and Ofsted-regulated businesses
- What local authorities want to see before they commission services
- How to insure a business that doesn’t own the property but manages the care
- How to support new providers who are just starting out
Over 100 supported living companies insured
Start-up friendly — we guide you through it all
Access to specialist care insurers who understand this sector
Fast, compliant documents for local authority checks
Get Specialist Supported Living Insurance Today
Whether you’re launching a new CQC or Ofsted-registered service, reviewing an existing policy, or expanding your placements — let’s protect your business, your team, and the people you support.
Speak to our care sector team now for a free review or same-day quote.