Supported & Assisted Living Insurance
Specialist Insurance for Supported Living & Assisted Living Providers in the UK
Running a supported or assisted living service means more than just providing care—it’s about safeguarding vulnerable individuals while meeting complex regulatory, property, staffing, and financial obligations.
At Qudos Insurance, we offer comprehensive, tailored insurance packages for supported living businesses across the UK. Whether you’re caring for adults with learning disabilities, autism, mental health needs, or physical impairments, we provide the protection and peace of mind your organisation needs to operate confidently and compliantly.
What We Cover
We offer specialist cover for:
Public Liability Insurance
Protects against injury or property damage claims made by service users, visitors, or professionals on-site.
Employers’ Liability Insurance
A legal requirement for any business with staff. Covers injury or illness claims from carers, support workers, managers, and volunteers.
Property & Buildings Insurance
Covers the building used for supported living—whether you own or lease it—against fire, flood, vandalism, storm, and accidental damage.
Contents & Equipment Cover
Protection for furnishings, medical equipment, assistive technology, and day-to-day resources used within your home or service.
Abuse & Safeguarding Cover (Optional)
Specialist extension covering allegations of abuse or neglect—critical for care providers working with vulnerable people.
Management Liability / Trustees’ Indemnity
Protects directors, registered managers, and trustees from legal claims relating to decision-making, governance, or regulatory failures.
Professional Indemnity Insurance
Cover for services involving assessments, care plans, advice, and referrals—essential for organisations delivering support planning or person-centred care.
Who We Work With
We insure a wide range of supported and assisted living providers, including:
- Private supported living landlords and operators
- CQC-regulated domiciliary care providers
- Mental health & recovery support homes
- Learning disability and autism services
- Complex needs & transitional care units
- Semi-independent living services
- Not-for-profit and CIC-supported housing models
Whether you operate a single supported house or manage a national portfolio of placements, our advisors will tailor cover to match your risk profile, referral types, and regulatory status.
More Than Just Insurance
We don’t just provide cover—we understand your business.
At Qudos, we work with providers through every stage of growth. Our team can support you with:
- New service setup advice
We help new providers understand property suitability, staff liability, and CQC/Council expectations. - Contract-readiness & local authority compliance
Ensure your policies meet tendering and framework requirements. - Risk assessment templates & guidance
Tools to help reduce claims, support safeguarding protocols, and meet insurer obligations. - Fast documentation turnaround
Need to evidence cover for commissioning? We’ll provide same-day documents.
Frequently Asked Questions
Supported living insurance protects care providers who support vulnerable adults in independent or semi-independent living environments. It includes liability, property, abuse, and management cover tailored to the care sector.
Yes. General business or landlord policies won’t meet the specific safeguarding, liability, or regulatory demands of a supported living setting.
Supported living is typically community-based housing with outreach support. Assisted living often refers to more hands-on or on-site care. We cover both models.
Yes. Whether you operate a single service user placement or dozens of homes, we can build a single policy or group scheme to suit.
Most local authorities now require abuse and safeguarding extensions in contracts. We offer optional extensions to meet those needs.
Ready to Protect Your Supported Living Business?
Whether you’re a start-up or an established provider, we make insurance simple, compliant, and personal.