FAQs

Other Insurances

Explore additional cover options available.

Product What It Is Who It’s For
Technology Company Insurance Covers software errors, data loss, and contract disputes. Start-ups, SaaS firms, IT consultants.
Cyber Insurance (Advanced) Includes ransomware negotiation, regulatory fines, business interruption. Any digital-first or client-data-based business.
E-Commerce Insurance Covers product liability, stock in transit, data, and refund fraud. Online retailers, Amazon/eBay sellers.
Crypto Asset Insurance Protects wallets, exchanges, or crypto portfolios. Crypto investors, fintech startups.
IT Contractor Insurance Combines PI, PL, IR35 protection, and tax liability. Freelance developers, digital contractors.
Product What It Is Who It’s For
Film & TV Production Insurance Covers equipment, cast illness, location damage, and cancellations. Production houses, indie filmmakers.
Photographers & Videographers Insurance Covers equipment, liability at shoots, and copyright disputes. Media freelancers, studios.
Event Cancellation Insurance Refunds costs due to weather, illness, or failure to appear. Festivals, weddings, corporate events.
Performers & Artists Insurance Covers injuries, liability, props, and lost income. Musicians, dancers, actors.
Influencer / Content Creator Insurance Covers brand disputes, cyberbullying claims, and PR liability. Social media influencers, content creators.
Product What It Is Who It’s For
Farm Insurance Covers livestock, machinery, produce, and buildings. Farmers, estates, rural landlords.
Equine / Horse Insurance Covers horse death, vet bills, public liability. Livery yards, private horse owners.
Estate & Manor House Insurance Covers heritage buildings, grounds, collections. HNW rural landowners, trustees.
Rural Liability Insurance Covers claims from public use of land. Country estates, shooting grounds, parkland.
Renewable Energy Installations Insurance Covers wind turbines, solar, biofuel on agricultural land. Farms, developers, energy investors.
Product What It Is Who It’s For
Private School Insurance Covers premises, staff liability, pupil injury, reputational harm. Independent schools, academies.
Nursery / Childcare Provider Insurance Specialist cover for safeguarding, staff, and parental disputes. Day nurseries, pre-schools, childminders.
Tutoring & Coaching Insurance Covers liability and professional mistakes. Online tutors, education consultants.
International Student Cover Health, liability, and travel for overseas students in the UK. Language schools, unis, homestay agents.
Product What It Is Who It’s For
After-the-Event (ATE) Insurance Covers legal costs if a court case is lost. Litigation solicitors, claimants.
Before-the-Event Legal Cover Legal protection for contract, employment, tax disputes. SMEs, sole traders.
Disbursement Funding Protection Secures payment for legal expenses in complex claims. Solicitors, litigation funders.
Trustee Indemnity Insurance Protects charity/NFP trustees from legal claims. Charities, CICs, schools.
Product What It Is Who It’s For
International Health Insurance Private cover for UK nationals living/working abroad. Expats, remote professionals.
Expat Home Insurance (UK Properties) Protects UK homes owned by residents abroad. Non-resident landlords, digital nomads.
Marine Cargo & Freight Insurance Protects goods shipped globally. Import/export firms, logistics.
Overseas Travel Business Insurance Covers travelling employees, exhibitions abroad. Consultants, global traders.
Private Client Global Asset Cover One policy for homes, cars, yachts, and art across countries. HNW clients, family offices.
Product What It Is Who It’s For
Credit Insurance / Trade Credit Protects businesses if clients don’t pay invoices. Manufacturers, exporters, wholesalers.
Surety Bonds / Performance Bonds Guarantees work completion or financial commitment. Contractors, suppliers on government contracts.
Loan Protection Insurance Covers business loans, mortgages, or HP if the borrower dies or is disabled. SMEs, directors, commercial borrowers.
Product What It Is Who It’s For
Party Wall Insurance Covers accidental damage to neighbours’ properties. Developers, renovators in dense areas.
Contractual Liability Insurance Covers bespoke contract wording often excluded by standard cover. Contractors on complex builds.
JCT Clause 6.5.1 Insurance Covers non-negligent damage to neighbouring buildings. Required by many JCT contracts.
Completion Bond Insurance Guarantees development will be finished. Housebuilders, affordable housing schemes.
Product What It Is Who It’s For
Landlord Insurance Covers landlords against building damage, rent loss, and liability. BTL landlords, portfolio investors.
Rent Guarantee Insurance Pays monthly rent if tenants default. Often includes legal cover. Letting agents, landlords.
Block of Flats Insurance Protects whole buildings (leasehold flats or freeholds). RTM companies, managing agents.
HMO Insurance Specialist cover for Houses in Multiple Occupation. Investors, landlords with shared tenants.
Holiday Let / Airbnb Insurance Tailored for short-term rental properties. Landlords with serviced accommodation.
Listed Building Insurance Covers higher rebuild costs and legal issues with heritage properties. Owners of Grade I / II listed homes.
Tenants’ Liability Insurance Protects tenants against damage to landlord’s property. Letting agents, student renters.
Legal Indemnity Insurance One-off policy for title defects or legal risks in property sales. Solicitors (conveyancing), developers.
Property Portfolio Insurance One policy to cover multiple properties under one renewal. Landlords with 2+ properties.
Development Insurance Covers renovations, refurbishments, or ground-up builds. Developers, contractors.
Product What It Is Who It’s For
Contractors All Risks Covers building works, materials, tools, and site liability. Builders, developers.
Roofers / Scaffolders / Demolition High-risk industry cover tailored for specific hazards. Trade specialists.
Self-Build Insurance Covers owner-managed home construction projects. Self-builders.
Latent Defects / Structural Warranty Covers structural issues arising after build completion. Developers, builders.
Non-Negligence Insurance Protects against claims from adjoining properties during works. Contractors, property owners.
Product What It Is Who It’s For
Public Liability Insurance Covers injury or damage caused to the public. All client-facing businesses.
Employers’ Liability Insurance Legally required if you employ anyone. All businesses with staff or volunteers.
Professional Indemnity Insurance Covers claims from advice-based services. Accountants, solicitors, consultants.
Office / Surgery Insurance Protects premises, contents, and liability. Clinics, dentists, offices.
Cyber Insurance Covers data breaches, cybercrime, and recovery costs. Any business handling data or payments.
D&O Insurance Protects directors from claims of mismanagement. Limited companies, charities.
Key Person Insurance Pays out if a key employee dies or is incapacitated. SMEs reliant on founders/directors.
Shareholder Protection Funds shareholder buyouts in case of death/illness. Co-owned businesses.
Fleet Insurance One policy for 2+ business vehicles. Delivery, trades, logistics firms.
Product What It Is Who It’s For
Domiciliary Care Insurance Covers care delivered in people’s homes. Home care providers, CICs.
Supported Living Insurance Covers CQC/Ofsted-regulated support housing. Care providers, property investors.
Charity Insurance Covers trustees, volunteers, and events. Charities, CICs, non-profits.
Hospice / Care Home Insurance Specialist property and liability cover. Care homes, hospices.
Faith Group Insurance Covers places of worship and community outreach. Churches, mosques, temples.
Product What It Is Who It’s For
High Net Worth Home Insurance Broad cover for valuable homes, art, jewellery, collections. Wealthy individuals, HNW clients.
Classic Car Insurance Agreed value cover for rare or collector vehicles. Enthusiasts, collectors.
Marine / Yacht Insurance Covers vessels, crew, and legal costs. Yacht owners, HNW clients.
Private Jet / Aviation Insurance Covers aircraft, pilots, and legal exposure. Corporate and luxury flyers.
Aesthetics Clinic Insurance Covers injectables, treatments, and malpractice. Botox/fillers providers, beauty clinics.
Event Insurance Covers public events, stalls, and liability. Charities, festivals, weddings.
Goods in Transit / Haulage Protects items during delivery or logistics. Couriers, wholesalers, import/export.
Cyber Insurance for SMEs Protection against phishing, ransomware, and data loss. Online shops, digital service providers.
Opportunity Description Who It’s Ideal For
Tradesperson Bundle Public Liability, Tools, Personal Accident, Van. Self-employed trades.
Landlord Bundle Buildings, Rent Guarantee, Legal Cover. BTL investors.
HNW Client Bundle Home, valuables, motor, travel, cyber. Wealthy individuals.
Business Protection Bundle Key Person, Shareholder, Group Life. SMEs, Ltd companies.
Care Sector Bundle Public/Employers’ Liability, Medical Malpractice, Property. Supported/domiciliary care companies.

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