Tailored Insurance for Charities

Cover for liability, trustees, volunteers, and events.

Charity insurance is a tailored package designed specifically for charities, not-for-profits, CICs, and voluntary organisations. Whether you’re running a local food bank, a nationwide charity, a community group, or a faith-based organisation, this cover protects your people, premises, and purpose — so you can focus on making a difference.

What Does Charity Insurance Cover?

Every charity is unique, but core protections typically include:

  • Public Liability Insurance – Covers injury or damage to third parties during your events or activities
  • Employers’ Liability Insurance – Legally required if you have staff or volunteers
  • Trustee Indemnity Insurance – Protects board members from personal liability in case of legal action
  • Property & Contents Insurance – For offices, community spaces, equipment, and donated stock
  • Event Insurance – One-off or annual cover for fundraising events, fetes, or outreach projects
  • Professional Indemnity – If your organisation gives advice, guidance, or counselling
  • Abuse & Safeguarding Cover – Essential for charities working with children or vulnerable adults
  • Legal Expenses – Covers disputes with suppliers, staff, or regulatory bodies

Who Is It For?

  • Registered charities (large or small)
  • Community Interest Companies (CICs)
  • Faith-based organisations (churches, mosques, temples)
  • Non-profits, clubs, and associations
  • Volunteer-led groups
  • Charities that work with the public, run events, or lease property

Optional Add-Ons

  • Cyber Liability – Protection for donor and beneficiary data
  • Business Interruption – If you’re forced to close your premises temporarily
  • Personal Accident – Cover for key staff or volunteers

Why Choose Us?

We understand that your organisation is built on trust, values, and people — not profit. That’s why we work with insurers who specialise in the charity sector, offering flexible cover that meets your regulatory requirements and budget.

Tailored to your activities
Expert guidance on safeguarding risks
Affordable options for small and growing charities

Ready to get covered?

Let’s protect what you’ve built — so you can keep building change.
Speak to our team today for a free quote or charity insurance review.