Tradesman Insurance Packages
Comprehensive Cover for UK Tradespeople — All in One Place
Running a trade business means facing risks every day—on roofs, in basements, on-site, or in client homes. Whether you’re a sole trader or managing a team, our Tradesman Insurance Packages combine all the essential covers into one flexible, affordable policy—built around how you work.
At Qudos Insurance Brokers we insure thousands of UK tradespeople just like you. We know your trade. We know your risks. And we make sure you’re protected from every angle.
Who Needs Tradesman Insurance?
Who Needs Tradesman Insurance?
Our tradesman insurance is ideal for:
Gas Engineers & Boiler Installers
Stay protected during installations, servicing, or emergency call-outs with cover for public injury, staff, and expensive toolkits.
Plumbers
From burst pipes to broken tiles—our plumbing insurance keeps you covered on domestic and commercial jobs alike.
Builders & Multi-Trade Contractors
Accidents, injuries, or structural damage—we cover your team, your materials, and your liability.
Roofers & Gutter Installers
High-risk, high-level work demands tailored protection. We cover working at height, tool drops, and falls.
Pest Control Operatives
Chemicals, contamination, injury claims—get cover designed for pest control risks, including Employers’ Liability and Environmental Damage extensions.
Drainage Contractors
Confined space entry, contaminated waste, and emergency works—all covered with flexible limits.
Property Maintenance & Handymen
From electrical fixes to painting and patch-ups, our flexible policy adjusts to your scope of services.
What’s Included in a Tradesman Insurance Package?
Your tailored package can include:
Public Liability Insurance
Cover for injury or property damage caused to third parties during your work.
Employers’ Liability Insurance
Legal requirement if you employ staff, apprentices, or labour-only subcontractors. Covers injury and illness claims from your workers.
Tools Insurance
Protection for your tools—on site, in your van, or in storage—against theft, fire, or accidental damage.
Contract Works (Contractors All Risks)
Covers materials, work in progress, and temporary site structures in case of theft, fire, storm, or vandalism.
Personal Accident Cover (Optional)
Pays out if you’re unable to work due to injury—helping cover your bills and downtime.
Hired-In or Owned Plant Cover (Optional)
Cover for diggers, mini-excavators, or specialist plant—whether owned or hired.
Professional Indemnity Insurance (Optional)
Recommended for design-and-build trades or anyone offering advice, drawings, or calculations.
Why Choose Us?
- Tailored to your trade
- Competitive pricing with monthly payment options
- Instant documents & certificates
- A-rated UK insurers
- Expert advisors who understand the industry
- No call centres – real humans who speak your language
Frequently Asked Questions
What insurance do I need as a tradesman?
Most tradespeople need Public Liability and Employers’ Liability (if they employ staff). You may also need Tools Cover, Contract Works, or Professional Indemnity depending on your trade and the contracts you take on.
Prices start from as little as £6/month, depending on your trade, turnover, number of employees, and cover level. Bundle multiple covers into one policy to save time and money.
If they’re labour-only subcontractors (working under your instruction), then yes, you need Employers’ Liability. Bona fide subcontractors working independently with their own tools and insurance don’t count.
Public Liability covers injury or damage to the public or property.
Employers’ Liability covers injury or illness claims from your staff or workers.
Build Your Custom Tradesman Insurance Package Today
Whether you’re self-employed or run a full team, protect your livelihood with a package built around your trade. Fast quotes. Full flexibility. Expert support.